If you’re applying for any type of loan, the first thing you’ll probably look at is the interest rate. Further down the application, you’ll also see a term called an APR (annual percentage rate). These two numbers may be similar,

Okay, so you have debt. It’s frustrating, sure, but it’s not the end of the world. Millions of people are in the same boat right now, and many of them are steadily working their way toward being debt free. You

Buying a home with less-than-stellar credit is possible, but it’ll be more expensive for someone with a bad credit history compared to someone with good credit. While you might be tempted into purchasing a home, you’ll need to be brutally

Paying off debt is probably one of the hardest financial struggles you’ll ever face. It’s right up there with losing your job and not being able to pay all your bills. Why? Because getting motivated to pay off debt (and

You’ve probably heard that the number of inquiries on your credit report may affect your credit score. The greater number of inquiries you have may negatively impact your score. There are two different types of inquiries: hard and soft. Both

You may want to consider a personal loan the next time you’re in a financial bind. Here’s why: Lower APR than some credit cards If you have a credit card at your disposal, you may be tempted to swipe away

Buying a house is thrilling, overwhelming and downright frightening. But don’t let these emotions scare you. If you prepare and educate yourself, you will know what to expect and sail through the process without any setbacks. Like many potential buyers,

With mortgage rates on the rise, it is a good time to buy a house sooner rather than later. But while market conditions are favorable, is it the right time for you? It may be the “American dream” but it

If you know people with bad credit and they own a house, a car, and seem to be doing okay, you may feel that a low credit score isn’t a big deal. But whether you agree or not with the